:root{--tg-blue:#164fc9;--tg-navy:#10213e;--tg-green:#087f5b;--tg-orange:#f59e0b;--tg-red:#a52a2a;--tg-bg:#f4f7fb;--tg-line:#dce5f0;--tg-muted:#586b85}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:78px}body{margin:0;background:var(--tg-bg);color:var(--tg-navy);font:16px/1.7 system-ui,-apple-system,"Segoe UI",sans-serif}.tc-header{position:sticky;top:0;z-index:1000;background:#0f1930;color:#fff}.tc-header-inner{max-width:1160px;margin:auto;min-height:64px;padding:0 20px;display:flex;align-items:center;justify-content:space-between}.tc-logo{font-size:21px;font-weight:850;color:#36d3ad;text-decoration:none}.tc-logo-white{color:#fff}.tc-nav-list{display:flex;gap:22px;list-style:none;margin:0;padding:0}.tc-nav-list a{color:#fff;text-decoration:none;font-weight:650;font-size:14px}.tc-burger{display:none}.tg-crumbs{max-width:1080px;margin:auto;padding:14px 22px;color:#61738c;font-size:14px}.tg-crumbs a,.tg-article a{color:#174bc0}.tg-hero{background:linear-gradient(135deg,#0f2d63,#1658cf 62%,#2a8ce4);color:#fff;padding:58px 22px}.tg-hero.orange{background:linear-gradient(135deg,#5f260c,#d5550a 56%,#ff8a1c)}.tg-hero-inner{max-width:1040px;margin:auto}.tg-eyebrow{display:inline-block;background:#ffffff1f;border:1px solid #ffffff3d;border-radius:99px;padding:6px 12px;font-weight:750;font-size:13px;letter-spacing:.04em}.tg-hero h1{font-size:clamp(34px,5.5vw,62px);line-height:1.04;letter-spacing:-2px;max-width:930px;margin:19px 0}.tg-hero p{font-size:clamp(17px,2vw,21px);max-width:860px;color:#edf4ff;margin:0}.tg-pills{display:flex;gap:9px;flex-wrap:wrap;margin-top:23px}.tg-pills span{background:#fff;color:#173463;border-radius:99px;padding:7px 12px;font-size:13px;font-weight:750}.tg-layout{max-width:1080px;margin:32px auto;padding:0 22px}.tg-status,.tg-warning,.tg-note{border-radius:16px;padding:18px 20px;margin:20px 0}.tg-status{background:#fff8df;border:1px solid #f2ce70}.tg-status strong,.tg-warning strong,.tg-note strong{display:block;font-size:18px;margin-bottom:5px}.tg-warning{background:#fff1f0;border:1px solid #efb4ae;color:#71221c}.tg-note{background:#eef6ff;border:1px solid #bdd6f6}.tg-toc{background:#fff;border:1px solid var(--tg-line);border-radius:18px;padding:22px;margin:27px 0}.tg-toc strong{display:block;margin-bottom:8px}.tg-toc ol{columns:2;margin:0;padding-left:22px}.tg-article{background:#fff;border:1px solid var(--tg-line);border-radius:20px;padding:clamp(22px,5vw,54px);box-shadow:0 12px 36px #102a5008}.tg-article h2{font-size:clamp(25px,3vw,35px);line-height:1.2;margin:48px 0 14px;letter-spacing:-.5px}.tg-article h2:first-child{margin-top:0}.tg-article h3{font-size:21px;margin:29px 0 8px}.tg-article p,.tg-article li{color:#354a66}.tg-article table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14px}.tg-article th,.tg-article td{text-align:left;padding:12px;border-bottom:1px solid var(--tg-line);vertical-align:top}.tg-article th{background:#f0f5fb}.tg-table{overflow:auto}.tg-key-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:22px 0}.tg-key{background:#f6f9fd;border:1px solid var(--tg-line);border-radius:15px;padding:18px}.tg-key b{display:block;font-size:23px;color:var(--tg-blue)}.tg-calc{margin:42px 0;background:linear-gradient(145deg,#f7fbff,#fff);border:2px solid #b8d1f4;border-radius:24px;padding:clamp(20px,4vw,38px);box-shadow:0 18px 60px #194b9d12}.tg-calc.orange{border-color:#ffd0a6;background:linear-gradient(145deg,#fff8f1,#fff)}.tg-calc h2{margin:0 0 8px}.tg-calc-intro{margin:0 0 22px;color:#506682}.tg-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.tg-field label{display:block;font-weight:750;font-size:14px;margin-bottom:6px}.tg-field small{display:block;color:#657891;font-size:12px;margin-top:5px}.tg-field input,.tg-field select{width:100%;border:1px solid #aabbd0;border-radius:11px;padding:12px;background:#fff;color:#10213e;font:inherit}.tg-check{display:flex;align-items:flex-start;gap:10px;background:#fff;border:1px solid var(--tg-line);border-radius:12px;padding:13px;margin-top:16px}.tg-check input{margin-top:5px}.tg-button{width:100%;border:0;border-radius:12px;padding:15px;margin-top:18px;background:#174bc0;color:#fff;font:800 16px system-ui;cursor:pointer}.tg-button.orange{background:#df5d0c}.tg-hint{font-size:13px;color:#667992;margin:10px 0 0;text-align:center}.tg-result{display:none;margin-top:24px;border-top:1px solid var(--tg-line);padding-top:24px}.tg-result-status{border-radius:14px;padding:16px;background:#eaf8f2;border:1px solid #9dd9c5;margin-bottom:16px}.tg-result-status.check{background:#fff8df;border-color:#f2ce70}.tg-result-status.no{background:#fff1f0;border-color:#efb4ae}.tg-money{font-size:clamp(38px,7vw,62px);font-weight:900;letter-spacing:-2px;color:var(--tg-green)}.tg-result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.tg-result-item{background:#fff;border:1px solid var(--tg-line);border-radius:14px;padding:15px}.tg-result-item span{display:block;color:#657891;font-size:12px}.tg-result-item strong{font-size:20px}.tg-result-warning{background:#fff1f0;border:1px solid #efb4ae;color:#71221c;border-radius:14px;padding:16px;margin-top:16px;font-weight:650}.tg-faq details{background:#fff;border:1px solid var(--tg-line);border-radius:13px;padding:15px 18px;margin:10px 0}.tg-faq summary{cursor:pointer;font-weight:750}.tg-sources{background:#f6f9fd;border:1px solid var(--tg-line);border-radius:16px;padding:20px;margin-top:40px}.tg-sources li{margin:8px 0}.tg-related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}.tg-related a{display:block;background:#fff;border:1px solid var(--tg-line);border-radius:15px;padding:18px;color:#164fc9;text-decoration:none;font-weight:750}.site-footer{background:#0f1930;color:#dce7fb;margin-top:50px;padding:30px 22px}.footer-inner{max-width:1080px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer-links ul{display:flex;gap:18px;list-style:none;margin:0;padding:0}.site-footer a{color:#fff}.site-footer p{margin:0}.tg-mobile-cta{display:none}
@media(max-width:760px){.tc-nav{display:none}.tc-burger{display:block;background:transparent;border:0}.tg-toc ol{columns:1}.tg-key-grid,.tg-related,.tg-result-grid,.tg-form-grid{grid-template-columns:1fr}.tg-article{padding:22px}.tg-hero{padding:42px 20px}.tg-hero h1{letter-spacing:-1px}.tg-article table{min-width:640px}.tg-mobile-cta{display:block;position:fixed;z-index:999;left:12px;right:12px;bottom:12px;background:#174bc0;color:#fff;text-align:center;padding:12px;border-radius:13px;text-decoration:none;font-weight:800;box-shadow:0 8px 30px #0004}.site-footer{padding-bottom:84px}}